🤝 Care benefits and care allowance
In brief
If care at home is provided by relatives or close persons, the Pflegekasse pays care allowance (Pflegegeld). If an outpatient care service is used, the fund instead covers care benefits in kind (Pflegesachleistungen); the two can also be combined. In addition there is a monthly relief amount (Entlastungsbetrag) for everyday support services, as well as benefits for respite care (Verhinderungspflege) and short-term care (Kurzzeitpflege) if the main carer is unavailable.
Step by step
- Choose the form of careDecide together with the Pflegekasse whether care allowance, care benefit in kind or a combination of both suits the situation.
- Attend advisory visitsIf you receive care allowance, regular advisory visits are mandatory; their frequency depends on the care level.
- Use the relief amountUse the monthly relief amount for qualified everyday support, care services or domestic help.
- Apply for respite care or short-term careIf the carer is temporarily unavailable (holiday, illness), respite care or short-term care can be applied for.
Deadlines
- Care allowance is paid only for care at home by relatives or other close persons, not for full inpatient accommodation.
- Unused relief amount in principle lapses at the end of the year, but can still be used until 30 June of the following year.
- If the mandatory advisory visits are missed while receiving care allowance, the Pflegekasse may reduce or stop the care allowance.
In depth · legal basis, figures and practice – for advisers and professionals
Care allowance and care benefit in kind (§§ 36, 37 SGB XI)
The amount of care allowance and care benefit in kind is graded by care level and was increased by 4.5% on 1 January 2025 under the Care Support and Relief Act (PUEG). The exact amounts for care levels 2 to 5 researched as of this page's editorial deadline are given in the references; since a further periodic indexation is provided for 2028 under the PUEG, amounts should be checked with the Pflegekasse or the GKV-Spitzenverband (National Association of Statutory Health Insurance Funds) before any binding statement in an individual case.
Relief amount (§ 45b SGB XI)
All persons with a recognised care level, regardless of the form of care chosen, are entitled to a monthly relief amount of €131 (as of 1.1.2025) for qualified everyday support services.
Respite care and short-term care (§§ 39, 42 SGB XI)
Since the PUEG reform, the budgets for respite care and short-term care for care levels 2 to 5 have been gradually merged or made more flexible. The exact amount of the joint annual budget as of 1.7.2025 could not be conclusively checked against an official primary source in this research and is therefore deliberately not quantified here. A six-month prior care period circulating in older sources as a requirement for respite care could not be confirmed in the current statutory text and should be queried with the Pflegekasse before any binding statement.
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