⏳ Temporary pension, extension and permanent status
In brief
A reduced earning capacity pension is usually paid for a limited period. The first time limit is at most 3 years. After that it can be extended, each time by at most 3 years.
After a total of 9 years of time limits, the pension is paid permanently if it is unlikely that the reduced earning capacity will improve. This applies only to pensions to which there is an entitlement regardless of the labour market situation. Labour market pensions (Arbeitsmarktrenten) remain time-limited.
A time-limited pension does not start immediately. It starts at the earliest in the seventh calendar month after the reduction in earning capacity began.
When the end of the pension approaches, you should contact the pension insurance early. To find out when, read your pension notice: it states the end of the time limit.
Step by step
- Find the end date in the noticeWrite down the end of the time limit from the pension notice.
- Get in touch in good timeAsk the pension insurance how and by when you must apply for continued payment.
- Update medical documentsAsk your doctors for up-to-date reports if the pension insurance requests them.
- Check the noticeIf your application is rejected, file an objection (Widerspruch) within the deadline (see the page on rejection).
Deadlines
- Even with an extension, the original pension start date is kept.
- Exception to the seventh month: in case of full reduction in earning capacity, the pension can start earlier if unemployment benefit or sickness benefit ends (§ 101 Abs. 1a SGB VI). This applies only to time-limited pensions for full reduction in earning capacity to which there is an entitlement regardless of the labour market situation.
- How and by when you apply for the extension is stated in the notice and in letters from the pension insurance. Deadlines not checked against the full text here.
In depth · legal basis, figures and practice – for advisers and professionals
Time limit under § 102 Abs. 2 SGB VI
Pensions for reduced earning capacity are paid for a limited period, at most three years from the start of the pension. Extensions are possible, each for at most three years. With an extension, the original pension start date remains. After a total of nine years the pension is paid permanently if it is unlikely that the reduction in earning capacity can be remedied. Under § 102 Abs. 2 S. 5 SGB VI this applies only to pensions "to which there is an entitlement regardless of the labour market situation". Labour market pensions remain time-limited. The nine-year limit is a presumption rule. The original pension start date remains in that case too.
Pension start under § 101 SGB VI
Under § 101 Abs. 1 SGB VI, time-limited pensions for reduced earning capacity are "not paid before the start of the seventh calendar month after the reduction in earning capacity began". Paragraph 1a allows an earlier start for time-limited pensions for full reduction in earning capacity to which there is an entitlement regardless of the labour market situation, if the end of unemployment benefit or sickness benefit or sickness daily allowance (Krankentagegeld) is the consequence of the determination.
Not checked
Whether and in what form an application for continued payment is needed was not checked in a primary source. The rules for permanent pensions from the first notice onwards and the amount of the pension during an extension were also not checked against the full text.
A question about your situation that this page does not answer? Write to us or use the contact form – we will tell you which office is responsible and what to bring. Free of charge, without individual legal advice.