🧒 Orphan's pension
In brief
After the death of a parent, children are entitled to a half-orphan's pension if a parent with a duty of maintenance is still alive, and to a full orphan's pension if no parent with a duty of maintenance remains (§ 48 SGB VI). A requirement is that the deceased parent met the general qualifying period of five years.
The entitlement generally lasts until the 18th birthday and is extended until the 27th birthday for as long as the child is in school or vocational training, studying or doing a comparable voluntary service, and without an age limit in the case of a disability that arose before reaching the respective age limit.
Step by step
- Submit the applicationApply to the Deutsche Rentenversicherung – for minor children, by the parent with custody or the guardian.
- Submit documentsEnclose the death certificate and the child's birth certificate.
- Submit proof of trainingFor children over 18, submit a certificate of school attendance, training or study in order to keep receiving the pension beyond the 18th birthday.
- Report changesNotify the pension insurance without delay when training ends or is interrupted.
- Apply in good timeApply within 12 calendar months of the death so as not to lose retroactive entitlements.
Deadlines
- Without a training certificate submitted in good time, payment may be interrupted after the 18th birthday.
- Unlike with the widow's pension, the orphan's own income is generally not counted against the orphan's pension – exceptions should be checked with the pension insurance in the individual case.
- Adoption and foster-child situations can affect entitlement – if in doubt, ask the Deutsche Rentenversicherung directly.
- For minor children, the application must be made by the person with custody.
In depth · legal basis, figures and practice – for advisers and professionals
Half-orphan's and full orphan's pension compared
The half-orphan's pension is 10 percent and the full orphan's pension 20 percent of the pension for full reduced earning capacity to which the deceased parent would have been entitled or which they were already receiving (pension type factors 0.1 and 0.2 under § 67 SGB VI). Where applicable, a supplement for child-raising and consideration periods under § 78a SGB VI is added.
Extension of the age limit
The age limit of 27 years can be pushed back further if school or vocational training was delayed by statutory military, civilian or comparable service; the extension then corresponds to the duration of that service.
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