Rechtsstand Herbst 202643 life situations645 topic pages41 roadmapsFree, no account

I had an accident – road accident or accident at work

Road accident by car, bike or on foot, accident at work or on the way to or from work, suspected occupational disease or another accident: what to do immediately, whom to report the accident to and by when, what damage is usually compensated and what helps if the insurer or the employers' liability insurance association does not pay.

How the roadmap works. Answer the questions. Your roadmap is built from them. It shows what you should do in the first few days, whom to report the accident to and which costs are usually compensated. Important: secure evidence early and do not sign a settlement declaration before you have taken advice.

Your answers are not stored or transmitted; they only appear in your browser's address bar. Anyone who shares the link also shares the answers. Legal status as of November 2026: BGB (§§ 195, 199, 203, 249, 253, 254, 823, 842, 843), StVG (§§ 7, 11, 17), VVG (§§ 28, 30, 115), PflVG (§ 12), StGB (§ 142), OWiG (§ 67), SGB VII (§§ 8, 9, 27, 45, 47, 56, 193, 202), EFZG (§§ 3, 5), SGG (§§ 64, 84), SGB X (§ 37 Abs. 2: notification on the 4th day). Comprehensive-cover reporting deadline: GDV model terms AKB 2015, as of 13 October 2026, E.1.1.1; your own contract is what counts.

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As of November 2026. The roadmap arranges general information according to your answers. It does not review an individual case, does not replace legal advice and does not assess your dismissal or any deadline as valid, met or missed. Whether an entitlement exists is decided by the responsible office; deadlines and amounts change often – check important details with an advice centre.

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