🔍 Checking the pension notice and objection
In brief
Read the pension notice carefully. Check: Are all periods included? Is the start of the pension right? Are the deductions and the type of pension right?
If you do not agree, file an objection. The deadline is short: one month from notification of the notice. If you live abroad, it is three months.
Write the objection to the authority that issued the notice. You can also hand it in at other authorities in Germany, which must forward it. Keep your records.
Step by step
- Compare the notice and the insurance historyAre periods missing? Are child-raising or training periods taken into account?
- Note the deadlineOne month from notification. Record the date of the notice and when you received it.
- File the objection in writingKeep it short and include your pension number (insurance number). The reasons may be submitted later.
- Get adviceAsk the pension insurance, a social association or a pension adviser (Rentenberater).
Deadlines
- After the deadline expires, the notice becomes binding. A later application for review is possible only to a limited extent (§ 44 SGB X: not checked against the full text).
- The deadline for a lawsuit after the objection decision is stated in the notice (information on legal remedies). § 87 SGG was not checked against the full text.
- Social associations and pension advisers (Rentenberater) may advise within the scope of their authorisation. Ask about scope and costs beforehand (not checked against the full text).
- Do not postpone the objection because you are waiting for documents. File it and submit them later.
In depth · legal basis, figures and practice – for advisers and professionals
Objection deadline, § 84 SGG
The objection must be submitted within one month after the administrative act was notified to the person affected, in writing or for the record, to the office that issued the administrative act. The deadline is three months if notification takes place abroad. The deadline is also met if the objection is received by another authority in Germany, an insurance carrier or a German consular authority (which must forward it without delay).
What to check
- Completeness of the insurance history (see pension statement, § 109, § 149 SGB VI)
- Type of pension, start of pension (§ 99 SGB VI), access factor (§ 77 SGB VI)
- Offsetting of income against survivors' pensions (§ 97 SGB VI)
Not checked against the full text
Deadline for a lawsuit, application for review under § 44 SGB X, costs of the objection and court proceedings.
A question about your situation that this page does not answer? Write to us or use the contact form – we will tell you which office is responsible and what to bring. Free of charge, without individual legal advice.