Wegweiser People with reduced earning capacity · Pension, rehabilitation, sickness benefit and transitions explained Deutsch

🤝 Advice and contact points

Who gives free or independent advice on reduced earning capacity: pension insurance, EUTB and other bodies.

advice Deutsche Rentenversicherung EUTB VdK SoVD pension adviser (Rentenberater) social court

In brief

You do not have to go through this alone. Ask for help early, before deadlines expire.

The Deutsche Rentenversicherung advises on pensions and rehabilitation. The pension insurance gives 0800 1000 4800 as its service phone number.

The Ergänzende unabhängige Teilhabeberatung (EUTB, supplementary independent participation advice) advises on participation topics. On www.teilhabeberatung.de you will find an advice centre search.

Social associations such as VdK and SoVD offer advice and representation for members. Conditions and locations were not checked.

Step by step

  1. Define your concernPension, rehabilitation, sickness benefit, basic income support or work: determine the main topic.
  2. Make first contactCall the responsible office or look for an EUTB centre.
  3. Have documents readyHave notices, doctors' letters and your insurance number ready.
  4. Note deadlinesNote all deadlines from notices.
  5. Use legal advice in a disputeGet advice from an association or pension adviser before filing a lawsuit.

Deadlines

1 month
Objection and lawsuit in social law§§ 84, 87 SGG
10 weeks
Health insurance fund's deadline for the rehabilitation application§ 51 SGB V
Watch out – common mistakes
  • Not every adviser on the internet is independent. Prefer public authorities, social associations and EUTB.
  • Avoid payments to third parties for submitting applications before you have clarified what is possible free of charge.
  • Check local advice centres, addresses and phone numbers on the websites of the respective providers. Only nationwide, sourced information is given here.
In depth · legal basis, figures and practice – for advisers and professionals

Deutsche Rentenversicherung

The DRV page on additional income limits gives the service phone number 0800 1000 4800. You can find providers and information and advice centres at deutsche-rentenversicherung.de.

EUTB

According to the website www.teilhabeberatung.de, the Ergänzende unabhängige Teilhabeberatung (EUTB) is an advice service with a location search, appointments in person, by phone or by video, and services in Easy Language and sign language. The website is operated by GSUB mbH.

Social associations and pension advisers

VdK and SoVD are social associations that advise and represent in social law. Pension advisers (Rentenberater) are legal service providers. Costs, accreditation, addresses and scope of advice were not checked here. You conduct court proceedings before the Sozialgericht.

References

You can find further contact points in the advice pages of the groups Berufsunfähigkeit, Menschen mit Behinderung and Chronisch Kranke.

Who is responsible
  • Deutsche Rentenversicherung (German pension insurance)
  • EUTB (teilhabeberatung.de)
  • Social associations (VdK, SoVD)
  • Sozialgericht (social court)
Further reading
Rejection: objection, lawsuit, expert opinion under § 109 SGGNo longer able to work full-time: the overview

Quick questions

Worum geht es bei „Advice and contact points“?
Who gives free or independent advice on reduced earning capacity: pension insurance, EUTB and other bodies.
Which deadlines and figures matter?
  • 1 month: Objection and lawsuit in social law (§§ 84, 87 SGG)
  • 10 weeks: Health insurance fund's deadline for the rehabilitation application (§ 51 SGB V)
What should I do first?
  • Define your concern: Pension, rehabilitation, sickness benefit, basic income support or work: determine the main topic.
  • Make first contact: Call the responsible office or look for an EUTB centre.
  • Have documents ready: Have notices, doctors' letters and your insurance number ready.
What do I need to watch out for?
  • Not every adviser on the internet is independent. Prefer public authorities, social associations and EUTB.
  • Avoid payments to third parties for submitting applications before you have clarified what is possible free of charge.
  • Check local advice centres, addresses and phone numbers on the websites of the respective providers. Only nationwide, sourced information is given here.
Evidence
  • DRV, Hinzuverdienstgrenzen bei Erwerbsminderungsrente (FAQ), retrieved 21 September 2026
  • EUTB, www.teilhabeberatung.de, retrieved 21 September 2026
  • §§ 84, 87 SGG, gesetze-im-internet.de, retrieved 21 September 2026
As of

September 2026 · Sources and method

A question about your situation that this page does not answer? Write to us or use the contact form – we will tell you which office is responsible and what to bring. Free of charge, without individual legal advice.