Wegweiser Poverty · Rights & Benefits Deutsch

👨‍👩‍👧 Child poverty and family benefits at a glance

Children are affected by poverty more often than average. Which family benefits exist alongside basic income support and how they work together.

In brief

Children and young people in Germany are affected by poverty more often than average. Alongside basic income support (Grundsicherungsgeld, social assistance) there are several separate family benefits that can exclude or complement one another: child benefit (Kindergeld), child supplement (Kinderzuschlag), advance maintenance payment (Unterhaltsvorschuss) and the education and participation package. Which combination is most favourable in an individual case depends on family income, the number of children and housing costs and, if in doubt, should be checked by an advice centre.

Step by step

  1. Make sure you receive child benefitChild benefit is in principle due to all families regardless of income and is counted against social benefits – it should be applied for in any case before further benefits are checked.
  2. Check child supplement if income is just above the basic income support thresholdChild supplement is aimed at parents whose own income is enough for themselves, but not for the children.
  3. Check advance maintenance payment for single parentsIf the other parent pays no maintenance or too little, the Jugendamt (youth welfare office) can provide an advance maintenance payment, regardless of the income of the parent who cares for the child.
  4. Do not forget the education and participation packageRegardless of which of these benefits the family receives, there is usually an additional entitlement to education and participation benefits.

Deadlines

6 months retroactively
Child benefit can be paid retroactively for a maximum of the last six months before the application§ 66 Abs. 3 EStG
Watch out – common mistakes
  • Child benefit is counted as the child's income against basic income support and social assistance – not applying for it "to get more basic income support" does not work and only makes your situation worse.
  • The immediate supplement (Sofortzuschlag) to child supplement introduced in 2024 and similar family-policy benefits change frequently; for specific euro amounts do not rely on older information, but get up-to-date advice.
  • Different definitions of child poverty (the EU-SILC at-risk-of-poverty rate of official statistics vs. calculations by welfare associations) are based on different methods and should not be added together or compared without checking.
In depth · legal basis, figures and practice – for advisers and professionals

The figures according to official statistics

According to the Federal Statistical Office, in 2024 around 15.2 % of under-18s in Germany were at risk of poverty within the meaning of the EU-SILC survey – equivalent to around 2.2 million children and young people (Pressemitteilung Nr. N065 of 17 November 2025, reporting year 2024). This rate measures relative income poverty at household level, not child-specific needs.

How family benefits interact

Child benefit (§§ 62 ff. EStG or §§ 1 ff. BKGG) is paid regardless of parental income, but counted against basic income support benefits of the child. Child supplement (§ 6a BKGG) is aimed at parents with enough income for themselves but not for the children, and is thus an instrument to avoid receipt of basic income support for the whole family. Advance maintenance payment (Unterhaltsvorschussgesetz) steps in for single parents if the other parent pays no or insufficient maintenance. All four benefits can be combined with the education and participation package. The concrete design of child supplement and housing benefit where they coincide with earned income is covered in detail by the Wegweiser module "Unemployed people".

Professional assessment

In poverty research, child poverty is predominantly regarded as family poverty: children are generally poor because the household they live in is poor – single-parent households and households with several children are, according to the Armutsbericht 2025 of the Paritätischer Gesamtverband, particularly affected (single parents: 27 % poverty rate for the reporting year 2024).

Who is responsible
  • Familienkasse (family benefits office) (child benefit)
  • Jobcenter (child supplement, if applied for together with basic income support)
  • Jugendamt (youth welfare office) (advance maintenance payment)

Quick questions

Worum geht es bei „Child poverty and family benefits at a glance“?
Children are affected by poverty more often than average. Which family benefits exist alongside basic income support and how they work together.
Which deadlines and figures matter?
6 months retroactively: Child benefit can be paid retroactively for a maximum of the last six months before the application (§ 66 Abs. 3 EStG)
What should I do first?
  • Make sure you receive child benefit: Child benefit is in principle due to all families regardless of income and is counted against social benefits – it should be applied for in any case before further benefits are checked.
  • Check child supplement if income is just above the basic income support threshold: Child supplement is aimed at parents whose own income is enough for themselves, but not for the children.
  • Check advance maintenance payment for single parents: If the other parent pays no maintenance or too little, the Jugendamt (youth welfare office) can provide an advance maintenance payment, regardless of the income of the parent who cares for the child.
What do I need to watch out for?
  • Child benefit is counted as the child's income against basic income support and social assistance – not applying for it "to get more basic income support" does not work and only makes your situation worse.
  • The immediate supplement (Sofortzuschlag) to child supplement introduced in 2024 and similar family-policy benefits change frequently; for specific euro amounts do not rely on older information, but get up-to-date advice.
  • Different definitions of child poverty (the EU-SILC at-risk-of-poverty rate of official statistics vs. calculations by welfare associations) are based on different methods and should not be added together or compared without checking.
Evidence
  • §§ 62 ff. EStG; § 6a BKGG; Unterhaltsvorschussgesetz (gesetze-im-internet.de)
  • Statistisches Bundesamt, Pressemitteilung Nr. N065 of 17 November 2025: child at-risk-of-poverty 2024
  • Der Paritätische Gesamtverband, Armutsbericht 2025 (der-paritaetische.de)
As of

As of September 2026. · Sources and method

A question about your situation that this page does not answer? Write to us or use the contact form – we will tell you which office is responsible and what to bring. Free of charge, without individual legal advice.